Joseph J. Scrocca Jr. is South Jersey's #1 residential mortgage professional. Joe has been originating and closing mortgages since 1995. He is a nationally recognized expert on second home financing, condominium financing, rehab mortgages, and has a Masters of Taxation from Villanova University. He understands self-employed borrowers and can review borrower's tax returns and determine the correct income to use for self-employed borrowers.

No other mortgage professional in South Jersey has Joe's expertise in analyzing self-employed borrower income. Joe is one of only a handful of mortgage professionals in the state to actually close rehab loans (FHA 203k and FNMA HomeStyle rehab mortgage programs).